Are you looking to buy a property? Discover our more personal approach.Buying a house can surely be stressful. But not with HMT.
Our personal approach to property puts you first throughout the entire process. From first viewing to picking up your keys, you can expect regular updates with our Sales Manager, Nick, and milestone updates that you can track online. Meanwhile we’ll be working hard in the background to ensure things are progressing along the timescales that you and the Seller expect. Put simply; we take care of the stressful stuff, so that you can start looking forward.
Information for buyers
What to expect
Our Sales Manager, Nick, will be on hand to guide you through every step of the process personally. The first step of which is to get in touch and register your requirements. Once we know what it is you are looking for, Nick can start his search and will be able to let you know about any properties that match, often before they go on the market.
When we feel we may have found a great option for you, Nick will arrange and conduct your viewing personally, answering any questions you may have and taking your honest feedback. This is important both to refine our search for you, and to support the Vendor in achieving a sale on their property.
Once you find the perfect property and are ready to make an offer, we will do this on your behalf. You will need to provide a few details such as proof of finance and an Agreement in Principle if a mortgage is required. We will then be able to coordinate any negotiations and secure a great result for both parties.
- We make finding your new home fun, exciting and stress free. As it should be.
- Keep track of the places you love with bespoke details on every single property.
- Expect weekly property and market updates from your Sales Manager, Nick.
Who is ‘The Vendor’?
The Vendor is the owner / responsible person who instructs an Estate Agent to sell a property.
Can I make an offer on a property before selling my own?
Offers are always welcome on properties. However, it is likely that your offer will not be fully accepted until your property is itself Under Offer.
Can I offer below the Asking Price?
Yes. You can make any offer you wish to on a property. We will be able to advise you on what we believe to be a fair offer, and that which the Vendor is likely to accept. All formal offers are required to be presented to the Vendor by the Estate Agent.
What information will I need to provide?
Upon making an offer on a property, we will ask you to evidence your method of purchase by providing us with your deposit information and Mortgage Agreement in Principle. Should you have an offer accepted then we are required to verify your identity in line with Anti Money Laundering Regulations, and will request two forms of Identification from each buyer.
I don't have a Mortgage Agreement in Principle yet, can you help?
Absolutely. We work with a local Mortgage company who can help anyone with their finances. Whether you are self employed, have a low deposit, poor credit history or need a commercial mortgage, they would be delighted to help and advise you on the best deals.
I don't have a solicitor, can you recommend one?
Absolutely. We would be delighted to help you. We recommend using a local solicitor who has experience with the types of property you are purchasing and a wealth of local contacts. This is likely to speed up the purchase process for you. We are happy to make introductions for you.
Do I have to get a survey done?
If you are purchasing with a mortgage then the lender will likely undertake a mortgage valuation on the property. This is for them to ensure they are happy to lend you the money. We would also advise you to instruct a surveyor yourself, who will undertake a Homebuyers Survey or a Structural Survey. This will provide you with a well detailed book on the condition of the property. They can also provide specific surveys if, for example, the roof just needs looking at. This is optional for the buyer but if you decide you think it would be best, then we work with a local company who we are happy to introduce you to.
What does ‘Offers In Excess Of...’ mean?
This just means there is no set Asking Price, and the Vendor encourages potential buyers to make their own offers above a minimum expectation.